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Saving on your small business health insurance can be a challenge. But there are ways to overcome the financial obstacles and get the coverage necessary for your business. There are two major benefits of employer-based coverage. First these plans, although expensive, usually carry the best all around protection for you and your employees. Second, providing benefits plays a key role in attracting and retaining quality employees.

Why is coverage for small businesses so much more than for large corporations?

Health insurance for small businesses cost so much because of the high quality coverage concentrated among a small group of people. Every individual within the group represents a different level of financial risk to an insurance company, and this risk is added up and spread out among the group. Large corporations pay considerably less because the risk is spread to such a large group, where small business owners can see unreasonably high increases in premiums due to one or two members. Small businesses also have to insure their employees under state mandates, which can require the policies to cover some specific health conditions and treatments. Large corporations’ policies are under federal law, usually self-insured, and with fewer mandated benefits. The Erisa Act of 1974 officially exempted self-funded insurance policies from state mandates, lessening the financial burdens of larger firms.

Isn’t the Health Care Reform Bill going to fix this?

This remains to be seen. There will be benefits for small business owners in the form of insurance exchanges, pools, tax credits, subsidies etc. But you can’t rely on a bill that is still in the works, and you can’t wait for a bill where the policies set forth won’t take effect until about 2013. Additionally, the bill will help you with costs, but still won’t prevent those costs from continually rising. You, as a business owner, will need to be fully aware of what you can do to maintain your bottom line.

What can I do?

First you need to understand the plan options out there. So here they are.

PPO

A preferred provider option (PPO) is a plan where your insurance provider uses a network of doctors and specialists. Whoever provides your care will file the claim with your insurance provider, and you pay the co-pay.

Who am I allowed to visit?

Your provider will cover any visit to a doctor or specialist within their network. Any care you seek outside the network will not be covered. Unlike an HMO, you don’t have to get your chosen doctor registered or approved by your PPO provider. To find out which doctors are in your network, simply ask your doctor’s office or visit your insurance company’s website.

Where Can I Get it?

Most providers offer it as an option in your plan. Your employees will have the option to get it when they sign their employment paperwork. They generally decide on their elections during the open enrollment period, because altering the plan after this time period won’t be easy.

And Finally, What Does It Cover?

Any basic office visit, within the network that is, will be covered under the PPO insurance. There will be the standard co-pay, and dependent upon your particular plan, other types of care may be covered. The reimbursement for emergency room visits generally range from sixty to seventy percent of the total costs. And if it is necessary for you to be hospitalized, there could be a change in the reimbursement. Visits to specialists will be covered, but you will need a referral from your doctor, and the specialist must be within the network.

A PPO is an expensive, yet flexible option for your small business health insurance. It provides great coverage though, and you should inquire with your provider to find out how you can reduce the costs.

HMO (Health Maintenance Organization)

Health Maintenance Organizations (HMOs) are the most popular small business health insurance plans. Under an HMO plan you will have to register your primary care physician, as well as any referred specialists and physicians. Plan participants are free to choose specialists and medical groups as long as they are covered under the plan. And because HMOs are geographically driven, the options may be limited outside of a specific area.

Health maintenance organizations help to contain employer’s costs by using a wide variety of prevention methods like wellness programs, nurse hotlines, physicals, and baby-care to name a few. Placing a heavy emphasis on prevention cuts costs by stopping unnecessary visits and medical procedures.

When someone does fall ill, however, the insurance provider manages care by working with health care providers to figure out what procedures are necessary. Usually a patient will be required to have pre-certification for surgical procedures that aren’t considered essential, or that may be harmful.

HMOs are less expensive than PPOs, and this preventative approach to health care theoretically does keep costs down. The downside, however, is that employees may not pursue help when it is needed for fear of denial. That aside, it is a popular and affordable plan for your small business health insurance.

POS (Point of Service)

A Point of Service plan is a managed care insurance similar to both an HMO and a PPO. POS plans require members to pick a primary health care provider. In order to get reimbursed for out-of-network visits, you will need to have a referral from the primary provider. If you don’t, however, your reimbursement for the visit could be substantially less. Out-of-network visits will also require you to handle the paperwork, meaning submit the claim to the insurance provider.

POSs provide more freedom and flexibility than HMOs. But this increased freedom results in higher premiums. Also, this type of plan can put a strain on employee finances when non-network visits start to pile up. Assess your needs and weigh all your options before making a decision.

EPO

An Exclusive Provider Organization Plan is another network-based managed care plan. Members of this plan must choose from a health care provider within the network, but exceptions can be made due to medical emergencies. Like HMOs, EPOs focus on preventative care and healthy living. And price wise, they fall between HMOs and PPOs.

The differences between an EPO and the other two organization plans are small, but important. While certain HMO and PPO plans offer reimbursement for out-of-network usage, an EPO does not allow its members to file a claim for doctor visits out its network. EPO plans are more restrictive in this respect, but are also able to negotiate lower fees by guaranteeing health care providers that it’s members will use in-network doctors. These plans are also negotiated on a fee-for-services basis, whereas HMOs are on a per-person basis.

HSA (Health Savings Account)

An HSA is a tax-advantaged account used to pay existing and future medical expenses. HSAs are used in conjunction with high-deductible health plans (HDHP), which will make some with pre-existing conditions ineligible. Also, HSAs must be funded with cash. Communicating the terms of this account to your employees is important, as a large number of HSAs are underfunded or improperly funded. The health savings accounts were signed into the law by George Bush in 2003, and have become an affordable alternative to a group health plan.

When inquiring about an HSA, there will be a few things you will want to clarify. While HSAs generally cover routine medical expenses and copays, some can provide dental and vision care as well. And since HSAs can be combined with certain compatible plans, it is important to understand how money from the account will be allocated. And finally, you will want to know about cashing out your HSA balance. The amount is taxable and could be subject to a ten percent excise tax.

HRA (Health Reimbursement Arrangement)

An HRA is exactly what it sounds like. The employer reimburses the employee for health care. As an employer, you will usually have the option to contribute to a reimbursement fund, or to pay fees as they are incurred. These reimbursements can be deducted from your taxes, and are tax-free for your employees, saving you both money.

Some providers empower employers by giving them more options. HRAs, unlike HSAs, don’t have to be funded with cash money, placing a book keeping entry on your balance sheet is enough. You can usually control aspects of your arrangement such as reimbursement limits, whether you or your employee pays first, and if the previous year’s funds roll over.

HRAs are becoming a more popular option because of the control it has given small businesses. Combined with a high deductible health plan (HDHP), an HRA could be the most cost-effective solution to your small business health insurance problems. It’s always best to compare these plans to PPOs, HMOs, and EPOs to know what works best.

Fee for Service (FFS) or Traditional Indemnity

A fee for service plan is the most flexible small business health insurance option. You choose your doctor, and your hospital. You can see a specialist without a referral. This flexibility, however, comes with more out-of-pocket expenses and higher insurance premiums.

The typical FFS plan has a deductible ranging anywhere from five to fifteen hundred dollars. After this amount is reached, the provider will pick up eighty percent of your medical bills, and require you to pay the remaining twenty percent. Because of the rising costs of health care, and the potential for a small number of doctor’s visits to cost thousands, these plans can become incredibly expensive.

Flexible Spending Account (FSA)

A flexible spending account is a savings account to be used for medical expenses, and is funded by pre-tax dollars. Using pre-tax dollars means that your employees will actually show that they have less income, and will therefore have less taxes withheld. As an employer, you set the limit on contributions to the account per year. In addition to the employee contribution, you can also credit the account, or fund it completely from your general assets.

An FSA, especially if combined with an HDHP, can significantly reduce the costs of small business health insurance.

You should be forewarned, money from FSA accounts cannot be rolled over. They are, however, available to use for two years and two and half months after the benefit year. A terminated employee won’t be able to use leftover funds, unless there is a positive remaining balance and COBRA is elected.

Small business health insurance providers have made significant improvements in their services to simplify the administration of your plan. With HRAs, FSAs, and HSAs, your employees can use debit cards for medical transactions. Be sure to research this thoroughly. You will want to be sure your debit card plan is IRS compliant, and that you can use a large number of pharmacies. You should also pick a plan that can verify eligibility on the spot. Talk with your agent about linking transit, parking fees, and prescriptions to the same card. When picking the debit card options, please be sure to clarify the details of the substantion process. This is IMPORTANT! With other plans, the provider may assign someone to manage your plan. Or you may have to hire someone. Still, you should be able to login to your account and print insurance cards, important papers etc.

The next thing you can do is thoroughly assess your needs. Being that every member of your small business plays a key role in its success, it is vital that their needs are met. And understanding these needs is crucial to finding the right plan. Find out about chronic illnesses, and additional information related to past health issues. Know what your employees think about health insurance, and get them involved in the process.

Hiring an agent or a broker

Finding and understanding small business health insurance can be a daunting task. While some choose to go it alone, others need some professional assistance. You need to understand the difference between an agent and a broker, and how you can get the most from either of them.

A broker

Brokers function independently and usually work for several different companies. Since they have a variety of resources, they can usually provide more options and a better overall view of the marketplace. Brokers will assist you by evaluating the costs and designs of plans from your local major carriers. The cost isn’t everything, you want to get the coverage that you need.

Ask the broker how he or she is getting paid for their services. They should readily divulge that information. Some brokers may charge you a flat free. Some receive a fee from an employer, while others receive a commission from the insurance provider. Any commissions could be reflected in your premiums, but not to the point that you should worry.

An agent

Agents typically provide services for one company. They have a closer relationship to the insurance company than a broker would, giving them more leverage to make alterations to your plan. In some cases they can offer a particular plan for less than a broker, and may have access to additional services like worker’s compensation. To find out what different providers have to offer, talk to more than one agent. It may be time-consuming, but it could bring you closer to the most cost-effective solution for your small business health insurance.

One of the common options presented by agents is the employee-elect option. This is an arrangement where employees pick the plan they prefer. Those who don’t need as much coverage won’t be forced to pay so much, and those who do need it can get it without increasing the financial burden of the company as a whole.

How to Save On Your Small Business Health Insurance Plan

What’s important to remember is that there really is no inexpensive solution to health care. Even if your initial premiums are reasonably low, they could rise significantly at your next renewal. So saving money on small business health insurance is about doing a combination of things simultaneously to get good rates, and to then maintain those rates.. And it will require a consistent effort from you, your employees, and your insurance provider.

First, you can save yourself money by reading the fine print. You need to know exactly what your plan does and DOESN’T cover. There are also state mandated coverages. For example, in states like Illinois, your insurance must cover mammograms. Also, understanding the ins and outs of your plan will give you and your employees a better idea of how to deal with your insurance.

Next, you should shave unnecessary benefits. After reading all about your plan, you will find coverage for things you may not need. Eliminating these benefits can significantly drop monthly small business health insurance premiums. For example, eliminating coverage for brand name medications can reduce costs by more than 25 percent.

Wellness program have worked wonders for small businesses. A wellness program is any program designed to promote healthy living within the organization. Weight loss competitions benefit every participant. Add a financial incentive for further motivation. Stock the work fridge with water, and leave literature about healthy living lying around. Search the internet for calorie counting charts. Raising awareness entice workers to make positive changes. Active, exercising, diet-conscious employees have stronger immune systems, more vitality, and more productive workplaces. They also don’t deal with as many health issues. Fewer doctor visits and hospitilizations will help maintain lower annual premiums, because it will prove to your insurance provider that your business is a low financial risk.

Increasing your co-pay and deductible can go a long way towards cutting costs. For instance, raising co-pays by just ten dollars has saved companies as much as thirteen percent on their premiums. A higher deductible will significantly reduce your monthly premium. To lessen the financial burden of high-deductible health plans (HDHPs), combine them with an HSA. Combinations like these have saved both business owners and employees bundles of cash.

Check into getting a nurse hotline. A nurse hotline is a toll free, 24-hour-a-day, seven-day-a-week service. Employees can get medical advice from qualified, registered nurses. This method has deterred a large number of people from emergency visits, and it can also be used for preventative care as well. Insurers like Nationwide have them, or you may have to purchase from a third-party provider.

Increase the size of your group to reduce your monthly small business health insurance premiums. In a survey by America’s Health Insurance Plans, small businesses who employed ten people or less paid forty three more dollars on average than businesses with twenty six to fifty employees. Check around with other businesses owners, or fellow members of business organizations. Some states also have small business groups and pools for this purpose. Check with your state Chamber of Commerce and Department of Insurance.

Beware of heavily discounted plans. First, there are numerous scammers trying to get your money. They promise low rates, and usually cover little to nothing at all. The internet is notorious for swindlers trying to hustle you out of a buck. If you are going with a company you aren’t familiar with, please do your research. On another note, even reputable companies present problems. In an attempt to gain market share, Blue Cross offered small businesses discounted rates in 2008. For 2009, some of these same businesses were set to see increases of as much as 47% in their premiums. As the costs of medical care increases, the costs are shifted from the insurer to the insured, and discount plans become overpriced plans quickly.

Shop around. As mentioned before, talking to different agents will expose you to the best that insurance providers have to offer. Ask other small business owners about their providers. You can use trusted online resources like Netquote and Ehealthinsurance to shop around instantly. These services also let you compare plans side by side, and allow you to purchase your plan online. Even after you get your initial plan, it’s good to annually reevaluate your coverage. This will keep you on the up-and-up about what the market is offering. Keeping costs down is an ongoing effort, especially with rates and plans changing all the time from company to company.

Share some of the costs with your employees. Raising employee contributions isn’t a popular option, but it may be one of the only ways to absorb costs and maintain small business health insurance coverage. Communicate with your employees about how to keep costs down, and remind them that their increase is your increase as well.

The sad truth is that, no matter how many cost-cutting methods you apply, your insurance premiums are expected to continually rise. In addition to this, you can’t prevent every health problem with exercise and higher co-pays.

The Health Care Reform Bill won’t kick in until about 2013, so waiting on its benefits won’t do you any good. There is definitely a need for change, because the current system discourages competition and growth. With smaller businesses functioning as the backbone of this ailing economy, company medical insurance must BE affordable, and STAY affordable.

For the best prices and plans visit [http://www.esmallbusinesshealthinsurance.com]

Automotive companies across the world are manufacturing a variety of automotive, such as cars of different models. The automotive industry is one of the rapidly growing industries. With more than a century old history, the automotive industry has marked the entry of many small and big automotive companies in different countries of the world.

Few of the world-class automotive companies who have spread wings in many countries include the followings.

Toyota

Toyota is one of the most reputed Japanese automotive companies that have developed world-class cars in economy, mainstream, and luxury segment. Few of the most popular models of Toyota are, Betla, Camry, caldina, Corlla, Crown, Dyna, Prius, Inniva, Porte, Qualis, and many more.

General Motors

General Motors (GM), the USA car manufacturing giant has so far manufactured many world-class automobiles. Few of the most successful brands produced by GM include; Buick, Cadillac, Chevrolet, Daewoo, Holden, Hummer, Opel, Pontiac, Saab, Saturn, and Vauxhall.

Volkswagen

Volkswagen, the famous German automotive company owns nine other active automotive companies, such as Audi AG, Bentley Motors Ltd., Bugatti Automobiles S.A.S., Lamborghini S.p.A., SEAT, S.A., Skoda Auto, Volkswagen Passenger Cars, Volkswagen Commercial Vehicles, MAN AG, and Scania AB.

Ford

Ford, the USA automotive giant is the industry innovator that manufactures some of the best and finest models of cars, buses, trucks, and tractors of the world. Depending on the local and regional preference, climate and geographical conditions, Ford designs and develops different varieties of automobiles.

Honda

Honda is a famous Japanese car manufacturing company that has spread its wings to all most every parts of the world. Honda is known to produce few of the best automotive products of the world.

Hyundai

Hyundai is a South Korean automotive giant that offers some best cars in the world. Some of the most successful cars manufactured by Hyundai include; Accent, Santro, Azera, Dynasty, Elantra, Genesis, Getz, Sonata, i30, i20, and i10.

Suzuki

Suzuki is another Japanese car and bike manufacturing company, which has earned god name and fame in the domestic as well as international automotive market. Swift, Esteem, Vitara, SX4 A Star are some of the best models designed and developed by Suzuki.

Tata Motors

Tata Motors is an Indian automobile manufacturing company that has recently created sensation in the automotive industry by acquiring Jaguar, one of the most famous brands of Ford. The company produces, cars, trucks, three wheelers, and other heavy vehicles.

To know more about the automotive companies, check out Automobile India. Its your platform to have answers to all your automotive queries.

Facts about pets

Australian families who share their homes with pets number among the highest in the world, with 64% of households including pets. In those 7.5 million households, fish top the pet population at over 12 million, followed by birds, at 9 million. At almost 4 million, there are more dogs than either boys or girls under the age of 14 years, and our domestic cat population is approximately two and a half million. If we group horse for pleasure riding, rodents, rabbits, snakes, lizards and others together, we can add another 2 million pets.

Pet Supplies Pet association has been shown to have enormous positive benefits on health and wellbeing of Australians. When you have a pet as a member of your family, you will visit the doctor less frequently and use less medication, have lower cholesterol and lower blood pressure, recover from illness and surgery more rapidly, deal with stress better and be less likely to feel lonely. All in all, it is estimated that pet association saves the Australian health budget almost S4 billion annually.

Around 90% of Australian familles with pets, consider those pets as fully integrated family members and the primary caregiver who assumes responsibility for the pet in the majority of situations is female. Not surprisingly, expenditure on pets, pet care and pet products in Australia is placed at more than $4 billion annually and provides employment for more than 40,000 people. Of this expenditure, two thirds (66%) is spent on dogs and one quarter (25%) is spent on cats. Dogs therefore get the greater amount of attention in pet world.

Care and grooming products

Caring for pets requires time and energy on the part of the caregiver. In today’s busy world, time is a commodity in shorter supply than perhaps it once was. There are a lot of products available to help reduce the amount of time needed for pet care. Search Myshopping.com.au for pet care products for your particular animal.

There are automatic feeding and watering products that mean your animal can access food and water when they need it and don’t have to depend on you being there to attend to it. Having water readily available for dogs and cats is important because they dehydrate more quickly than humans. Automated pet feeders not only reduce the chore of being there to provide meals for your pets, but add the convenience of timing food releases for animals that may be subject to particular dietary needs. Using an elevated pet feeder can aid your pet’s digestion because the pet doesn’t have to strain and bend over to access the food. Portable watering and feeding products are useful for those who take their pets with them at work or on the move, and include drinking pouches and feedbags for dogs and cats.

The need to groom your pet depends a lot on your living environment, and whether (or how much) your pet is an indoor or outdoor pet. Grooming could be a daily, weekly or occasionally scheduled activity, and is necessary to keep the animal’s coat healthy and to eradicate fleas and other parasites. It is also important to keep dander in check. Grooming products for pets include products for coat maintenance, nail clipping, dental care, bathing and beauty. There is a huge range of shampoos, face washes, and deodorisers and skin care products as well as styling tools and bows and ribbons for beautification. Grooming tools you may require could include a grooming table, heated blower-dryer, combs, rakes and brushes. As well as nail files and clippers.

Accommodation and transport products

As we cram ourselves into smaller and smaller living spaces, we have a need to accommodate our pets in the most comfortable manner. There is a huge range of bedding, mat and cushion products for dogs and cats, as well as cages and aquariums for birds and fish. (Aquariums are also available for hermit crabs and snails). Small ‘housing’ products such as indoor and outdoor kennels and sleeping tents and bags come in a variety of sizes and styles to suit all kinds of living environments. Rugs and shelters are also important for keeping your pets warm during cold weather, and insulated or shaded shelters are important during warmer weather. Pet that suffer from arthritis can benefit from pet warming pads, while animals that have motor disabilities can benefit from special ramps and steps that aid them in their mobility.

As a large proportion of pet owners like to travel with their pets in cars or on bicycles, there are a large number of travelling options, including specially designed car seats, harness and soft cages. Some car seats double as a travel suitcase to carry your pet’s travel needs or as a bed for a comfortable night’s sleep. For the cyclist, there is a range of pet bicycle baskets available with different safety and security features.

One of the reasons that pets help foster better health is due to the time we spend walking, running or playing with them. Searching Myshopping.com.au for leads and collars will yield a tremendous variety of products. Leads that you can belt around your waist give you ‘hands-free’ control of your dog while you walk or jog freely. Collars not only provide a way to carry your animal’s registration tags, but also provide a unique identity for your pet. If your pet is small or has a disability, you can get a pet stroller or a pocket pouch to walk or carry your pet.

Safe and secure enclosures can keep pets from wandering off, while giving them an outdoor experience. Safety pet fences or cat fences are wire mesh enclosures that can be used in backyards or on balconies to keep you pet safe while giving tem the ability to stretch in the fresh air. Portable soft pens, many of which can be coupled together to enclose a larger area, are ideal for containing a pet indoors or blocking off an entrance.

Safety products and toys

There are occasions when both pets and humans need to be kept safe from each other and from other dangers in the home and neighbourhood. These can include muzzles and safety restraints, as well as steps and life preservers to use in shimming pools and at beaches. The elderly pet may need special pet stairs or slings to help with mobility, or a brace that acts as a support crutch.

There is no shortage of toys for your pet available through Myshopping.com.au and may include scratching posts and tunnels for your cat; Frisbees, balls and bones for your dog, mirrors and balls for your birds, racing tracks for rodents. You can even find the more unusual toys along with training devices; clothing articles and pampering products here on Myshopping.com.au just click and search.

Andrew Gates is a writer for comparison online shopping service MyShopping.com.au. MyShopping.com.au helps you compare pet products and buy online from top-rated online stores. You can also read pet products reviews and specifications.

Good quality hiking boots are an investment that can be expected to last a long time, but only if you take care of them. This article will tell you how to take proper care of your hiking boots, from breaking them in to having them resoled, so you will get the most value for your investment.

In this article, I will discuss five main points of proper care and maintenance of your hiking boots:

1. Breaking them in.

2. Waterproofing.

3. Cleaning and general maintenance.

4. Resoling.

5. Knowing when they’ve had it.

Breaking In your Hiking Boots

The purpose of breaking in your hiking boots is to soften them so they will not hurt your feet. They must be made flexible at exactly the places where your feet and ankles bend. The best way to do this is to walk in them. The goal of breaking in your hiking boots is to do it in short walks, so you don’t find yourself in the middle of the wilderness with blisters and an inflexible pair of hiking boots.

Hiking shoes or day-hiking boots might not need any break-in, but try it just to be sure. Very heavy hiking boots might not actually break in, but wearing them will make your feet grow tougher in the places where the boots refuse to bend.

In either case, what you want to do is to wear your new hiking boots for short periods of time. Wear them around the house, on your morning walk, on your way to work and back (or wear them at work, if your job does not require a lot of walking and if dress codes permit). Wear them on short hikes.

Once the boots are properly broken in, they will feel comfortable as you walk. Then you’re ready to take them on a serious hike.

You may have heard of leaving your new hiking boots out in the weather, or soaking them and wearing them as they dry out, or other drastic and exotic techniques for breaking them in. If it seems like a bad idea, that’s because it is. Break them in gently, and they will last much longer.

Waterproofing your Hiking Boots

Most hiking boots are already waterproof when you buy them, but you still have to do some additional waterproofing. Check the manufacturer’s recommendation, either in documentation that came with the boots or on their Web site.

Different materials require different kinds of waterproofing. Leather, whether full grain or split, requires a wax-based waterproofing compound (which is exactly what shoe polish is). Fabric, especially nylon blends, requires silicone-based waterproofing spray.

Since most hiking boots are made of a combination of leather and fabric, you will have to use both types of waterproofing. And be careful, because the silicone-based sprays can be harmful to the glued seams of leather hiking boots. The best approach for such dual-material hiking boots is to spray the silicone-based waterproofing on the fabric panels while shielding the leather, then spray the wax-based waterproofing on the leather panels and the seams.

If you have full grain leather hiking boots, you can either use a wax-based waterproofing spray or old-fashioned shoe polish. Shoe polish works best on the seams, as you can put it on extra thick and work it into the seams and stitching.

Before you first use them, and after each major hike, clean your boots thoroughly and give them a full waterproofing treatment. Hiking shoes, worn infrequently, might need the waterproofing treatment just once a year or so, but use your judgment. If you see new scuff or wear marks after a hike, reapply the waterproofing.

Cleaning and General Maintenance of your Hiking Boots

Clean off the mud and dust from your hiking boots after each day of hiking. Each time you stop for a major break on a hike, check your boots and remove any excess mud or dust. To clean your boots while hiking or camping, just kick against a rock, bang your boots together, or scrape with a stick if necessary.

If you let the mud dry on your boots, it will both leach out the waterproofing and soak into the boot. This slowly destroys leather, and it’s not good for nylon, either.

Once you get home, or at least every few days on a protracted backpacking trek, wipe your boots with a damp cloth. Be sure to get off all the foreign matter, so there is nothing to interfere with the waterproofing chemicals, and so you can inspect them for damage.

If a seam is coming undone, cut off any dangling threads. If the dangling thread catches on something, the seam will simply come undone that much faster. Depending on the extent of the damage and the cost of the boots, you might want to bring them to a cobbler for repairs, or simply apply extra shoe polish to hold the loose ends in place and to ensure that the seam is waterproof.

If your boots have gotten soaked, dry them out slowly. Rapid drying will make the leather parts shrink and pull away from the fabric parts and from the rubber sole. Pack the damp boots full of wadded newspapers, and replace the newspapers every few hours until the boots are dry.

In between hikes, a pair of shoe trees will help your boots to hold their shape. And this will be very important to your comfort on your next hike.

Resoling your Hiking Boots

If you have a good pair of backpacking boots, you can have the soles replaced when they wear out. This will cost anywhere from $40.00 to $80.00.

Hiking shoes or day-hiking boots are not worth resoling. Generally, the uppers will wear out as fast as the soles, but even if the uppers appear to be in good shape, the cost just doesn’t make sense.

Look for an experienced cobbler in your town to resole your boots. There are services on the Web that will do this, too, but the shipping costs add considerably to the overall cost. The main benefit is that all such services guarantee their work. If you don’t know a cobbler you can trust with your precious hiking boots, search for “boot resole” on the Web.

After your hiking boots have been resoled, they will be like a new pair. That means you must break them in again.

Knowing When your Hiking Boots are Worn Out

Inspect your hiking boots for wear, and recognize when it’s time to replace them or, if they are worth it, to invest in major repairs.

The most obvious wear point is the tread. Sometimes the tread will be visibly worn, such that the cracks between the knobs of the tread are not deep enough to provide traction. On some hiking boots, you will discover that there are two layers within the sole, and after the softer portion wears through, you are walking on a harder inner portion that does not provide good traction on hard rock.

Another common wear point is the inside of the scree collar (the padding around the top that keeps pebbles out without chafing your Achilles tendon). If the lining has worn through and the foam padding has been exposed, your hiking boots must be repaired or replaced promptly.

Check the lining of the sole of your hiking boots. Very often, you will find a hole wearing through under your heel or toe. (Removable insoles can prevent this, but be sure to replace the insoles regularly.) Such a hole will soon begin causing blisters.

In some hiking boots, the uppers will begin to wear at the seams. You may find that the seams are coming apart very rapidly, as friction between the panels makes the fabric weaker, allowing even more movement and more friction.

Hiking shoes and day-hiking boots may fail by the sole separating from the uppers. If this happens before the shoes have begun showing other serious signs of wear, take it as a lesson: Avoid that brand in the future. If it happens in conjunction with other failures, well, it’s just time for a new pair of hiking boots.

If your hiking boots contain both leather and fabric, you may find that the leather has slowly stretched from the constant tension of the laces. The fabric will begin to wrinkle as the leather stretches away from it. Once this begins, seam failure will soon follow.

Another problem with stretching leather is that your hiking boots may reach a point where you can no longer tighten them! I have only seen this once, on a pair of split leather day-hiking boots. (Hated to see them go.)

Full-grain leather, properly cared for, is almost indestructible. If not properly cared for, it will crack. There’s not much you can do but replace the boots, and try to take better care of the next pair.

Conclusion

Take care of your hiking boots, and they’ll take care of you. Keep them clean, waterproof them with the manufacturer’s recommended waterproofing compound, and they will serve you for thousands of miles on the trail.

Chuck Bonner is a lifelong hiker and amateur naturalist, and webmaster of http://www.HikingWithChuck.com For more information about hiking boots and other hiking equipment based on many years on the trail, visit [http://www.hikingwithchuck.com/Gear/HikingGear.htm]

If you are like most used car buyers looking for a good deal then you are looking to spend as little as possible to get you rolling. If spending as little as possible is your main focus in buying a used car then you should be shopping with a strict set of criteria that any car must meet in order for you to consider buying it.

There are a number of factors that affect the cost of owning a car both short term as well as long term. Here are a list of factors to consider when looking to spend as little money as possible when buying a used car:

1) the car must not be too expensive to buy

2) the car must be in good mechanical overall condition

3) parts for repairs must be readily available and affordable

4) the car must meet reasonable expectations of longevity

5) the car must be economical on fuel costs

6) the car must be economical on insurance costs

These are general guidelines that are based on the cost to buy, maintain, repair, insure and drive the car. A car that meets these requirements will have the greatest likelihood of costing the least both up front, but also in the long run when you factor in the ongoing costs of driving the car.

What is the best type of car for a small budget?

If you are shopping within a tight budget but require a car that will be consistently reliable for the foreseeable future then you really should be shopping for a four cylinder car that is front wheel drive and has four doors. Additionally you do not want the vehicle to be newer than 5 years old and no older than 12-15 years old.

Vehicle Age

The age of the car you are buying will be one of the most important factors in determining the value of the car. In addition to being an attribute of the condition of the car itself, the vehicle year will also affect the insurance quotes that you will get on the car, the availability and cost of replacement parts, as well as the resale value in the future should you want to sell the car.

Buying a brand new car

Buying a brand new car is a rewarding experience to be sure but seldom a wise investment since a new car will devalue instantly as soon as you assume ownership of the car. This measurable loss in equity is a result of the car no longer being brand new and thereby losing its most valued attribute. For any person looking to buy a car on a budget a brand new car will almost always be a bad decision. If you are intent on buying a new or nearly new car, the value of your buying dollar will go much further on a car that is even six months or one year old.

Buying used cars 1-5 years old

Used cars in the category are a substantially better investment than cars that are brand new. The large depreciation of the car when it transitioned from being a new car to a used car has been experienced by the current or previous owner. A car in this age range will be less likely to experience mechanical failures than cars moderately older, which is important as replacement parts are more expensive and less available than cars which are a few years older. Additionally the insurance premiums you are quoted for newer cars is substantially higher than a car which is a few years older. This is a very important factor for any used car shopper which falls into a moderate to high risk category due to age, experience or previous claims on their insurance history.

Buying used cars 5-10 years old

Used cars in the age range of five to ten years old represent the best likelihood for a good long term car investment for a thrifty shopper. The insurance rates on these vehicles will be much lower than newer vehicles and replacement parts should be readily available and cost effective to buy. The purchase price of used cars in this age range are low and the possibility of finding an undervalued car to buy for cheap is high if you shop around enough. There is a sharp drop off in price as cars age from the five year to the ten year point. A used car that is more than ten years old will be priced according to its condition more than its age.

Buying used cars more than 10 years old

Once a car is more than a decade old it will be priced for sale according to its condition and vehicle reputation alone. It can be expected that used cars of this age will require regular maintenance and ongoing repairs for the remainder of its life. Some older cars will sill run trouble free for years while others will need repairs on a regular basis just to keep them on the road.

A used car buyer shopping in this age range must be comfortable with performing vehicle repairs and maintenance themselves or have a dedicated monthly budget to allow for ongoing repairs.

Additionally a used car in this age range can develop a problem which will be very expensive to repair such as an engine or transmission failure so the importance of being able to buy a used car that is in good condition is even more important. Rust and rot can also become a pressing issue for cars in this age range, especially in colder climate areas where road salts are used to keep the roads cleared in winter. A ten year old car that has not been maintained or rust proofed located in a cold climate could easily be rotted beyond repair on the frame or sub frame. Vehicles in this age range are likely to be the least reliable and are recommended only for those who are capable with DIY repairs on an ongoing basis and carrying a basic tool and emergency kit is a must at all times.

As you can see there is more to consider than simply the price tag when it comes time to buy a used car. There is no such thing as the best used car, only the best used car for your needs and your budget.

Steven Goodale is the author of the Used Car Buying Guide which explains in simple English how to inspect a used car before you buy it – step by step.

The pet industry generates about 40 billion dollars of online sales annually, 70 million homes have pets and the average spent by a typical American is 150 dollars per month. Of course these are rough estimates but nevertheless, it is one hell of a lot of money.

Would it not be exciting to grab just the tiniest piece of this action?

Well anyone can do exactly that. You can set up an online pet supply business with very little trouble. If you have a real passion for pets, this could be right up your street. Even if you have no interest in pets, the online pet supply business is for everyone and is very profitable. Some people are making a very, very good living by selling other peoples pet supplies online for them

It is a very real business and should be treated as such. You can put a little effort into the business and make some extra spending money but if you want to take it to extremes and drive huge amounts of online web traffic to your pet store business, the world is your oyster.

Your online pet supply business comes with a free start-up kit that will enable you to get your online pet supply store up and running immediately. It is a pre-built store so there is no worry about having to set up your own website. Your online business comes equipped with a large amount of pet products in many categories that will ensure your customers will keep coming back for further products in the future.

There are numerous guides that are supplied. There is a marketing guide that will explain how to drive customers to your online pet supply business by various methods. There are other marketing tips and general techniques designed to help grow your online pet supply store. There are other guides that help you with general business aspects like cash flow, accounts, taxes and wealth and retirement issues.

If you are thinking where and how do I store all of the pet products? Don’t worry because of that side is taken care of. All that you do is get the customers to your online supply store where they buy the supplies and you get your hefty commissions. The actual storage and mailing of the pet supplies is totally in someone else’s hands.

Everything is included that you need to create a successful pet supply store. Once you have it up and running and you have all of the customers that you want, you can take a back seat and leave it alone and it will take care of itself. Of course you will have to spend time on your pet supply store now and again to keep it current.

Your online pet supply business will continue to earn you money when you are asleep, when you are on holiday and when you are busy enjoying your free time. It will work for you 24 hours a day 365 days per year, you don’t have to pay wages and you won’t have any employee-related problems.

If you want to find out more about how to divert some of the billions spent with your own online pet supply business and start living your life how you want to, click here Online Pet Supply Business [http://www.onlinepetbusiness.com/onlinepetsupplybusiness.html]

When you buy a used car it can be a frustrating experience with many people feeling helpless and frustrated with no clear direction to go in. Buying a used car in a private sale will take a great deal of time but by reading into the content of the used car ad you can get a good idea as to the mentality of the seller and potentially the condition of the car as well.

Ads that are very descriptive, including pictures, and detail the vitals about the car, its previous history, as well as the past and current mechanical condition are best. By providing detailed information about the car you are more easily able to determine if the car is a potential candidate for a good deal and worth taking the time to arrange an in person inspection with the seller. You could literally spend a lifetime looking at overpriced and unreliable cars when searching for a good deal.

Identify sellers who are serious about selling their used car. A descriptive and detailed ad will tell you that this car owner is serious about selling the car and understands what information is needed in order to actually consider pursuing the car further. A used car ad should tell you the following information:

-Year of the car
-Make and model of the car
-The mileage currently on the car
-Engine size
-Transmission type (standard or automatic)
-The current mechanical condition
-Previous maintenance and repair history
-Location of the car
-Certifications & emission test information
-Asking price
-Telephone number

Avoid wasting time by skipping poorly written car ads. Ads that include less information than this are a time waster. If you are very interested in the car, or you suspect that the car might be a good deal despite the lack of information available in the ad, you can elect to pursue the car further by contacting the seller via email or telephone.

The only real downside of chasing the seller around for more information is that you can easily find a never ending supply of used cars for sale with non descriptive ads. You are better advised to spend your time pursuing the used cars for sale in which the current owner has made a concerted effort to provide you with the pertinent details about the car already.

Used car ads that have some information but lack certain critical information like the amount of mileage the car has are likely a waste of time also. Any person who posts an ad for a used car without the mileage of the vehicle is either trying to hide something or is simply not serious about selling the car. The vehicle mileage is one, if not the most important feature of a used car and should be included in every used car ad. A great all around car with very low mileage is worth a lot of money. A great all around car with very high mileage is basically worth nothing. In almost every case where a somewhat descriptive ad for a used car exists where they do not specify mileage you will find that the car has high mileage. This is especially true with used cars being sold by dealerships as they specialize in promoting the good aspects of the car while neglecting to mention the negative aspects of the car.

Local classified newspaper ads are a great location to begin your search for a used car. Most small and local publications will have the classified section available online in addition to being in print, however many of these local publications charge for placing ads. This can help to eliminate some of the less serious sellers from testing the waters with an asking price well above the actual value of the car.

If you are going to shop from free online classified ads for a used car you will need to become very discerning about which vehicles you pursue to avoid wasting your time. Shopping from local paid classifieds that are listed online will be the best of both worlds as they are quick and easy to navigate while discouraging to sellers not motivated to sell their car.

The most popular location for used car ads is currently available online. Just ten years ago local newspapers and simply “driving around” were the best ways to shop for used cars. Now you can find hundreds of used car ads every day on online resources and classified websites like craigslist, kijiji and various buy / sell publications.

Any person who has ever sifted through the craigslist used car section knows just how much garbage is floating around on the internet. Since you can post an ad for completely free in seconds from the comfort of your own home there are many cars for sale which are well overpriced. Additionally to the convenience of these selling mediums, the fact that the ads are free encourages people to post cars for sale when they are really only testing the waters so to speak.

Free online classified car ads can be a waste of time. If you had to pay to post an ad to sell your car you would probably take more time to write the ad and determine the actual value of the car before trying to sell it. For this reason, and more, online classifieds require additional scrutiny over more traditional methods of used car shopping.

The best used deals come from motivated sellers so try to locate used car classifieds which require payment in order to place an ad. This alone will weed out the vast majority of overpriced cars being sold half heartedly by people. This will allow you to dial in on the cars which are being sold by eager sellers who are willing to part with a little money if it helps facilitate the vehicle being gone. If you can find a seller that really needs to be rid of their old car, the likelihood of getting a good deal dramatically increases.

It is not uncommon to buy a car from someone who has already bought a new car. These used car sellers are especially susceptible to low-ball offers to take the car off their hands. By contacting sellers who appear to be in a hurry to sell their used car you can increase your chances of finding someone who will take a low offer.

When you call a seller you are evaluating them not just the car. In addition to the ad itself, you can learn a great deal about a used car by speaking with the person selling the car. It takes absolutely no technical skill to be able to evaluate the motivations of a person selling a used car, however this is one of the most important things that you can do increase the likelihood of finding a good deal on a used car while mitigating the risk of buying a lemon.

You can tell how eager someone is to sell their used car by simply asking them if they are open to offers. The ideal situation is to have the seller reveal that they will accept offers as they need to get rid of the car quickly.

Steven Goodale is the author of the Used Car Buying Guide which explains in simple English how to inspect a used car before you buy it – step by step.

By definition a sports car is equipped with two seats, has a low center of gravity and a front mounted high performance engine. I believe to be a true sports car in the old sense of the word it must be a soft top. I think the true sports car originated in Britain with models such as the Austin Healey 3000, MG B GT s and Triumphs of the fifties and sixties. These two seater sports cars were a revolution in motoring. Generally built with folding soft top, two seats and a throaty 4 cylinder engine they gave drivers of the day the thrills they had been looking for.

Today Sports cars have evolved to be affordable accessible and practical. The original cars of the fifties and sixties were badly fabricated, they had awful handling, poor reliability, were very slow compared to today’s standards and didn’t stop well at all. The sports cars of today are fun nimble and will be sure to bring a smile to your face.

Some sports cars today even have rear seats; sometimes referred to as a 2+2 these seats allow you to car 3 additional passengers but generally speaking aren’t particularly comfortable over long journeys. Sports car hire in Spain is best suited to a couple traveling abroad looking for fun on the open road. If you intend to take a road trip or want to travel in style with a loved one there is no better feeling than putting the top down and heading out across the beautiful Spanish country side. With the breeze in your hair and the burble of exhaust notes behind you the road becomes your friend.

Taking a road trip in Spain couldn’t be easier you aren’t even restricted to return the car to the same place that you hired it from. If it suits I would suggest starting at one airport and ending at another. There will be very little difference in costs and this way you won’t have to back track or see any thing twice.

Sports cars today range from things like the now defunct TVR s or the increasingly popular Mazda MX5 even BMW and Porsche build cars which fall under the category of sports car if you are feeling wealthy or want to turn heads as you cruise the streets and boulevards of Spain try hiring a Porsche Boxer or BMW Z4. These cars are top of their game and offer the driver unbeaten control and driving experience. A trip though Spain in a Sports car is sure to leave you with memories that will last a life time.

Travelling to your final destination can also save you money; if you fly to a relatively small airport outside of the main cities this will save you money you can then travel on in your hired sports car, eliminating any need for costly airport taxis. The Mercedes SLK, Peugeot Cabriolet range and Audi A4 convertibles are widely available throughout our Spanish destinations. They are more expensive than the very bottom range vehicles but this is because they cost more to buy and more for the hire companies to insure. Although a bit frivolous the memories and feeling you will get driving a sports car during your stay are immeasurable

When hiring a specialist sports car it is always best to book early, make reservations as soon as you have your holiday booked. By doing this you will get the cheapest quotes and ensure that your sports car is ready and waiting for you the moment that you pass through arrivals in Spain. You won’t have to wait to fill out lengthy documents you can simply collect your keys put the roof down on your sports car and hit the open road. Don’t forget to take a good CD of driving songs!

A Sports Car Hire [http://www.cheap-car-rental-hire.com/Sports-Car-Hire.html]. One search to compare the best car hire companies online. Luxury, sports, family car hire at the best possible car hire rates.

Unless you are one of those people who tend to stick their heads in the sand, ostrich-wise, there are not many computer savvy people who don’t know what a blog is. However, for the ostriches amongst you, a blog is an online journal where any person online, if they choose to, can write about their experiences, concerns, opinions and ideas and then post this personal record online where all the world can read it. Nowadays there are innumerable blogging sites, specific websites designated to publishing personal blogs and nothing else.

All Blogs are Different

Blogging has come a long way since it was first introduced. There are many blogging websites which have the facilities to include your audio or video files with your blogs. As you read through lots of different blogging sites you will notice one thing that all blogs have in common: that is, they are all different! They each follow different text layouts, a range of styles and a choice of formats, as well as using a diversity of settings.

You are the Author

When you write a blog for publication the final choice as to how it looks after publication is up to the writer – i.e. the blogger: in other words, YOU! So, when you write your blog, include pictures, hyperlinks, unbroken texts, audio, video – whatever you want to include to personalize those thoughts and opinions you are intent on putting into online print. You may prefer to record your thoughts and ideas as words rather than writing it down and then add this audio recording to your blog. This kind of blog is called audio blogging.

The Shape of your Blog

Templates designed to be used for blogging are essentially very simple and you can add new pages without having to perform mental calisthenics! Each template has been designed to fulfill specific settings so that it is extremely easy for bloggers to get on with blogging which is what they are interested in and forget about the complicated bits. Almost all blog template designs have fixed spaces for you to slot into place your title. There is then space left for you to insert your actual blog.

Incorporated into this part of the page is a place for backtracks which enables other websites to link back to the blog you are writing. Each blog you write acquires its own URL once it has been written and published. This is referred to as a permanent link. Finally, at the end of your blog the template allows for comments, offering readers a means to post any comments they might have back to you so you can take on board what your readers might be saying about the subject you have written about, or even how they feel about you – the writer of this particular blog.

A Choice of Templates

Of course, to blog you do not actually need to use a pre-defined template but, if you are new to the world of blogging, then you will certainly find there are certain advantages to choosing an appropriate template design. Nowadays, all the blogging websites – and there are many of them – offer the prospective blogger a wide range and diversity of template designs; one for every situation, in fact.

How to Get Published

Getting published is as easy as falling off a log – no matter how much of a novice you are to the blogging fraternity. Simply ‘Google’ blogging websites and then take your pick as to which ones to join. Your first step really is in choosing which websites you wish to deign with your web presence. Immediately your membership has been approved – a mere formality – you will be a fully accepted member of that particular blogging community.

This enables you to peruse through the blogs supplied by fellow members of this community, incorporate those blogs into yours through embedded linking as well as being able to offer your own comments, opinions and criticisms to any blog you have read within the community you are now a member of. Furthermore, you have full and equal rights within this community to write your own blog and have it published.

Specific Themes

For those of you who follow a specific sport or who is an ardent supporter of a particular actor’s career; maybe you are a Royalist and enjoy following the antics and nefarious activities of some of the more infamous members of the royal families around the world; or, perhaps you are of a more serious and academic style and have an inherent desire to read about all things medical: whatever your chosen interest, there is a blogging community specifically for you.

Once you have found that relevant community and become a member, you can read other blogs and write about your own interests within that specific theme to your heart’s content. All blogs appertaining to that subject and topic matter will be accepted for publication. In fact, blogging has become an entrepreneur’s paradise and an ideal way to market their goods and make money.

From Advertising to Education: blogging makes it happen!

You may have just had your very first novel printed – but, since your income from this novel is directly dependent on the number of books you sell, how do you get the word out? The answer is through blogging. Are you involved in direct marketing informational products online? Again, blogging is the answer to get the word out and about. In fact, there are few places where blogging fails to play its part.

Even in the world of higher education there are going to be students who, for one reason or another have missed a vital class. How do they catch up on the work they have missed? You’ve guessed it – following each class the lecturer arranges for their teaching blog to be updated, with a piece of the lecture presented in blog form for the benefit of missing students.

A Vital Means of Expression

Clearly the blogging phenomena has caught the imagination of everybody from politicians to policemen with just about every other person and his dog writing about their everyday lives and the antics of that said dog, along with blogs now heralded as an opportunity for revealing personal expression as well as keeping the art of writing alive and well. The majority of people treat their individual blogs as a personal rant and cant against the stress their daily lives generate, an opportunity to criticize the government and its policies and generally let off much-needed steam.

This vital means of expression creates a community of like-minded people who can all interact amongst the other people belonging to each blogging community, generating an online community that has replaced many of the social communities displaced by modern city regeneration and the mobile job market fracturing traditional societies as nets are cast far and wide in an ever-widening search for scarce and scant job opportunities.

Where Weblog Rules, there are no Rules

What started out as an online journal known as a weblog soon became abbreviated to blog as its popularity increased all over the world. Blogging communities became the normal way of addressing people’s need to interact with others sharing a similar mind-set and similar opinions. Blogs became the 21st century’s answer to man’s need, as a social animal, to intermingle and exchange ideas with others. One of the benefits of blogging is the fact that there are no rules to inhibit either reader or writer of blogs.

The majority of blogging websites are free to use and, for the members of each blogging site, the word ‘free’ extends to the manner in which blogs are written. In other words, no format is considered wrong and, similarly no style or manner of writing is considered better or worse than any other. The true essence of a blog is to get the idea over to the reader; information the blog writer wants to impart is presented from the blog writer’s heart: that is all that is important for the dedicated blogger.

Benefits of Blogging

The true benefits of blogging is that there are many of them and they are usually free to use. You can consult a blogging directory if you are concerned with finding specific themes. Themes will be organized and collated according to subject and theme, in much the same way that a business telephone directory is organized. Blogging is now such a widespread and popular activity that it is simple to get started and quite easy to find a suitable blogging community to belong to. In fact, you can join as many blogging communities as you want to, each with a different theme – or simply blog on a daily basis using a generic blogging site and the most basic template design. The fact of the matter is that blogging is intended to be straightforward and simple to get involved with and, overall, amongst the blogging communities, there are no rules to adhere to: happy blogging!

Peter Fitzgerald has been involved in online, affiliate and internet marketing for over seven years with various projects. He freely admits that he was knocking his head against the wall for the first three years. Success came to him some five years ago after taking a six month break in order to study the subject of online marketing with some of the leading authorities on the subject. Peter says: “Investing in my self to improve my worth to others is the most profitable thing I ever did.” Peter now spends his time writing successful blogs and fully understands the meaning of blogging. He also enjoys article marketing, finds both activities compliment each other.

Yes, I am a recovering clothing shopaholic. Perhaps you think clothing shopaholics are just women who can’t control their urge to spend money on clothes. But that really isn’t what the addiction is all about. There is a big misconception about clothes shopping addiction. So I am going to let you in on the truth about it and tell you all about the secret fantasy life of the women who have it. You see, all female clothing shopaholics have one thing in common:

WE CRAVE FLATTERY, ENVY, AND COMPLIMENTS ON OUR APPEARANCE EVERY DAY OF OUR LIFE.

When we get a compliment or an admiring stare on the way we look, we feel great. And here is another truth about our addiction: we all have a “female appraiser”. A “female appraiser” is the female in our life that we always imagine envying us and complimenting us when we try on new clothes. She is the one we always wear new outfits in front of to get appraisal and compliments about how we look. She is the one who notices every new pair of shoes, every new piece of jewelry, whether our hair looks particularly healthy and attractive that day, and every new item of clothing we are wearing to the minutest degree. She dissects us physically; she is our lifeblood to feeling we exist; by noticing us, envying us and complimenting us; she makes us feel alive.

And we are her female appraiser as well. We notice every new item she wears and we comment about how good she looks as well. We often envy her appearance and new outfits. Our relationship is the mutual symbiotic feeding of our ego envy. Usually our female appraiser is our female mother, sister, friend or coworker who we subconsciously compete and look to get approval from about our appearance. We always try to upstage her in appearance and make her feel envious of us; we always think about whether what we buy will make her envy how we look before we buy it and when she sees a new outfit on us and we feel her envy (of course the ultimate high is when she asks us where we bought it) we have our ultimate addictive fix. We even watch how many people notice us more than her when the two of us walk together in public, to know that we are getting more attention than she is. Yes, it’s an “envy/dislike/need of approval dynamic” we have with our female appraiser (or multiple female appraisers) on a complicated physical and emotional level.

When I was a clothing shopaholic, I lived for clothes, they were my life passion. I still love clothes. But I am less in need of the power they give me to be noticed, admired, and envied. The need to shop for clothes and imagine wearing them and getting compliments from women when I wear them has taken less of a hold on me. But there was a time when shopping for clothes was an essential part of my daily life because I lived for the attention and praise those new outfits gave me.  I would  fantasize as I tried them on in the store and imagine being envied by my female appraiser when I wore them. And once I bought them, wearing them always made me feel special and alive when I got that attention, envy and praise from my “female appraiser”. I always needed to wear something new to be noticed and that is why the money was spent; to continually have new clothes to wear so I would continually get compliments and be noticed. When I wore that outfit a second time, it wasn’t new anymore and no compliments were given because they’d already been given when I wore it the first time. So that outfit did not serve its purpose any more for my addiction unless I wore it in front of a different female appraiser who never saw it before (sometimes I had 3 or more female appraisers in my life). On the days I wore an outfit that I received no attention about, I actually felt invisible and depressed. Sometimes just thinking about another new outfit I would wear the next day and how good I’d look and how envied I’d be was all I thought about on those depressing days. It was the only thing that kept me going; imaging that outfit in my closet and the power it would give me to be noticed and complimented.. I’d fantasize about the shoes I’d wear with the outfit and how I’d match my eye shadow to it and the admiration I’d be getting. Because I always knew exactly what to buy and wear that would make my female appraiser envious and wish she had my clothes and got the attention I was geting. And what a euphoric high that would give me; even thinking about that happening.

Clothing shopaholics have an odd addiction because when you take away the women you feel competitive with, the addiction loses its hold on you. That’s because the addiction is about fantasizing about being envied for how you look in clothes. But take away the female appraiser, and you don’t have the envy and you lose the need to fantasize or shop for clothes. Of course, eliminating female appraisers in your life isn’t easy. As long as you have a mother or work in a corporate office, or have a female sibling you see, you will have a woman in your life assessing your appearance. Even when babysitting my friend’s 10 year old daughter, she assessed my appearance by informing me my pants didn’t match my top; “the colors were off” she told me. And here I thought I was free of that kind of appraisal from children and could just “throw on sweats and any old top.” After all, why care what a 10 year old girl thinks about how I look when I’m babysitting her? But yes, her comment did bother me, although I stood my ground and refused to change my clothes. Needless to say, she is a budding clothing shopaholic in the making.

Here are some more truths about this secret clothing shopaholic life: I would go into my favorite clothes stores every day to return clothes (which I loved to do because it gave me an excuse to shop again) and always walk out buying something else, usually something I knew I would probably return. Walking into a store filled with clothes and breathing in the smell of new clothes gave me a euphoric high. Trying some new outfit on and imaging my female appraiser noticing it and complimenting me on it and asking me where I bought it; just imaging that happening as I tried on the clothes in a store gave me an adrenaline rush. This is what my clothing shopaholic addiction was about. Most women who are clothing shopaholics are clueless about what the core of their addiction is about. They think it’s about an addictive need to spend money, but it really isn’t about that. Yes, you do need to spend money to buy new clothes to feed your “attention fix”, because without buying something new, you don’t wear something new; and without wearing something new, you don’t get your “fix”. And you have to go to a store to try on something so you can experience the fantasy in your head of getting the attention, which is the first stage of the addiction.

So this is why spending money becomes a problem. And mistakenly becomes what everyone thinks the addiction is about: the inability to stop the urge to spend money on clothes. But teaching someone to resist spending money does not curb or cure the addiction. The only way to curb or “cure” it is to remove the need for a “female appraiser” in your life. But that is another article for another time. The money spent by clothing shopaholics becomes the casualty of the addiction, but it is not the addictive need to spend money that causes the addiction. I would venture to say that alcoholics get an addictive fix sitting in a bar and breathing in the smell of alcohol and seeing other men who are alcoholics around them. Yes, the need to drink alcohol plays a role in the alcoholic’s addiction, but so does the need to be in the environment. It’s the same with clothes shopping addicts, we need to be around clothes, smell the smells, and try on clothes. It is a comforting experience that calms our nerves and gives us an inner peace. But, why? It has taken me a very long time to understand my addiction to buying clothes; why I shop for clothes and why I need the attention, flattery and criticism about my appearance. I realize it all started when I was a child growing up in my mother’s clothing shopaholic world. So let me share my childhood story with you:

I was born a beautiful little girl full of life and love. I received a tremendous amount of attention from my grandparents, father, aunts and cousins. It seemed as if everyone wanted to be with me, hold me, walk with me and give me endless praise about how cute I was. Well, almost everyone. My mother envied the praise and attention I received. She found it difficult to praise me or give me physical affection. She rarely stayed in the same room with me unless she had to tend to me needs. This went by unnoticed by others, because my mother did interact with me on the surface; she picked me up; fed me; dressed me; bathed me; she did all those “interactive” things a mother has to do to raise her daughter. But there was one very important thing she did not do and that was to LOVE ME UNCONDITIONALLY.

She never hugged or kissed me, she never told me how much she loved me, and she never expressed true appreciation of anything about me to me. Yes, she told others what she appreciated about me, but she could never say those words to me. My mother was unable to give me the emotional connection of unconditional love because she did not feel good about herself as a person. She envied me for the attention and love I received. She envied me for having so many qualities she felt she didn’t have, because her own mother raised her with the same kind or resentment and envy. She found it very difficult to be in the same room with me, or to have a picture taken with me, especially when I got attention, just as her mother had found it difficult to do the those things with her.

As I grew up, my mother’s interaction with me became one of constant “assessments” about my appearance and “monitoring” of everything I did to an extreme. She criticized me endlessly about my appearance; justifying her criticism by saying “I tell you this because I’m your mother and I love you”. She always justified her comments by telling me she had my “best interest at heart”. This seemingly good intention justified her commenting on my appearance every day: whether it was leaving the house with the wrong coat, wearing the wrong outfit, not standing up with proper posture, not wearing my hair the right way, not eating or liking the right foods which made me too thin; her interaction with me was a constant barrage of comments about something that was wrong with my appearance. This constant criticism eroded my self worth to the point that I could barely make friends, and had intense insecurities and shyness around everyone growing up. She used her control over my appearance to control my self confidence. When she took me shopping to buy me clothes, she ridiculed and criticized me about how I looked as I tried on clothes with her in the dressing room. She never liked anything I liked on myself. I was always too thin, my posture was too slouched over, and according to her, I looked awful in everything except the one garment I didn’t like. And that was the one she bought. My mother made me feel ugly inside and out. She controlled my ability to be make independent choices about my appearance and to feel that my self worth was only based on looking physically good.

As a child, I believed I deserved to be treated this way because I felt there was something innately wrong with me. I did not realize I was being verbally abused. How could I? My own father, although adoring me in every way, ignored her cold, critical behavior towards me. I never understood that her behavior towards me was based on envy. To me, she was so incredibly beautiful and well dressed, that is seemed ridiculous to think that she envied me. As an adult, I now can see that her interaction with me was her way of dealing with her own low sense of self esteem. But as a child, I just felt physically flawed and inferior to everyone around me. I fixated on my appearance, my hair, my skin, my posture, and I always felt unattractive, physically flawed and inadequate. I only saw women as worthy of existing and having friends and being liked if they were attractive. My mother was a clothing shopaholic. She shopped endlessly spending money on clothes for herself every day and often returning ½ the clothes she bought the next day. She took me shopping with her wherever she went. When my mother bought herself clothes, I enjoyed the experience tremendously, because it was the only time she was happy and loving towards me. When I helped her find her favorite Kimberly® designer dress; it was one of the few times we bonded as mother and daughter. I felt such pleasure watching my mother look at the clothes she tried on in the mirror. It was the only time she seemed to like being with me. And seeking those good feelings became the root cause of my own shopping addiction as an adult. .

My mother’s focus was not just on my appearance, she was obsessed about her own appearance as well. I can recall many times she walked up the 2nd set of stairs into my bedroom, gave me a comment like, “it’s warm in here, you should open a window” and then proceeded to open one of the closets in my room which she took over as her own closet for her Kimberly® collection (after all I didn’t need a closet for clothes, since I had so few of them) and sort through her wardrobe for hours. That’s right, she wasn’t coming upstairs to see me, she was coming upstairs to look at her Kimberlys®, put away her dry-cleaned ones, check that the moth balls were working and none of them (they were all made of wool) were getting moth eaten (god help our family if that ever happened, she would moan unhappily for an eternity). My mother spent more time bonding with the Kimberlys® in her closet over the years then she spent talking and bonding with me.

But the rest of the world was another story. My mother talked about how beautiful other women looked on TV and in magazines with admiration. To her, beauty was what gave someone my mother’s approval. And these models and actresses often got her approval. I longed for that kind of approval from her, but I never got it growing up. Perhaps that’s why I drew countless drawings of women wearing clothes that looked like my mother, just to get her approval, even if it was just about a drawing I did. As a blossoming teenager, when the rest of the world started noticing me again and I was able to buy my own clothes, I realized that getting compliments on my appearance felt intoxicatingly good. I was finally getting the approval my mother could never give me. I grew up needing to hear how I looked, needing attention from guys just to feel okay with being alive. I needed to hear comments about my appearance every day just to feel I was normal. I knew nothing better.

As a teenager, my mother fixated more and more on my appearance, telling me how to wear my hair, make up and what to wear. If I didn’t follow her directives, and defended myself angrily by insisting she stop criticizing me, she would get angry at me to the point of behaving like a child who was throwing a temper tantrum. I had no right to feel good about myself and no right to defend myself against her critical attacks Unlike my mother, my father related to me about my appearance by hugging me, taking pictures and making me feel cute, pretty, and attractive(which only added to my mother’s envy of me). He gave me much attention when I blossomed into a teenager; as fathers often do with their daughters. But he worked all the time and found it easier to never be around the home. This way he didn’t have to witness how my mother was raising me and hear her critical comments towards me. He just didn’t have the emotional capacity to battle with his wife about the way she spoke to me. He accepted her behavior and chose not to deal with it but staying at work and golfing most of his life.

So this was my childhood. It is not unique. Many young girls are only given “conditional acceptance” by their mother based on their behavior and appearance. This lack of unconditional love has its price. It sets you up as a female adult to be completely dependent on others for attention and criticism in your life and to easily fall prey to addictions like clothes shopping and an addictive need for attention. The life you had with your mother and the value she put on your appearance will set you up to value yourself only when others give you approval about your appearance as well. You will crave the need to be around clothes because it is a comforting childhood experience. You will crave fantasizing about getting a female appraiser’s approval and envy on how you look in clothes, because it will bring back the relationship dynamic you had with your mother. Your appearance will define your feeling of self worth and how good you look in clothes will be what you value as the ultimate definition of being worthwhile as a person. This is what your mother taught you and this is the mindset of the clothing shopaholic. The dynamic of your relationship with your mother never leaves you, it transfers over onto other women who have the same need. It also sets you up to be very dependent on men who only value you physically and sexually. It’s so important for women to understand this addiction and how it impacts every aspect of their adult life. It’s important to see the obsessive world of clothes shopping in its naked true reality. Only then can you start to live your life with more appreciation of the things that really matter, like unconditional love, and have gratitude for those things in life that mean so much more than any new piece of clothing.

Learn more about this addiction www.isthistruelove.com [http://www.isthistruelove.com]

Beth Cofone

Do you choose canned food or dry food? What brand? There are so many different brands, all shapes and sizes of pet food to choose from and pet owners are provided with very little information to base your decisions on (other than advertising) – it can get so confusing! Well, buckle your seatbelt depending on how much you know of the pet food industry, this could be a bumpy ride! You are about to learn seven secrets – well kept secrets – of pet food. Sit back, brace yourself, and keep reading.

Beneful says it’s ‘Premium Dog Food for a Happy, Healthy Dog’ and sells for around $18.00 for a 31 lb. bag, Science Diet “promises” ‘precisely balanced nutrition through continuous research and the highest quality food backed by your Vets endorsement’ and sells for around $21.00 for only a 20 lb bag. Then there are numerous pet foods that make the very same statements – ‘Premium Dog Food, Highest Quality’ – that sell for $30.00 or more for a 20 lb bag. And the same holds true for cat owners…Do you choose Whiskas that states ‘Everything we do is about making cats happy!’ or do you choose one of those high end cat foods that make the very same claim of a happy, healthy cat but cost 3 times as much?

Now with the on-going pet food recall pet owners have questions such as ‘Has this food been recalled?’ or ‘Is this food the next one to be recalled?’…’Is my pet safe?’ Wow this is confusing! And scary too! What exactly is a pet owner to do? How about learning a few secrets! Equipped with the knowledge of a few secrets of pet food, it’s not nearly as confusing.

Secret #1…

All pet foods use descriptive words like choice and premium, though few of them actually use premium or choice ingredients in their food. The ’secret’ is that per the rules of the pet food industry, no pet food can make any claims or references on their label or advertising as to the quality or grade of ingredients. You see, the word ‘premium’ when it’s related to pet food DOES NOT mean that the ingredients in the food are premium. With pet foods, premium does not (can not) describe the food nor does it (can it) describe the quality of the food. It is a marketing term and that is all. Per the pet food industries own rules and regulations, “There are no references to ingredient quality or grade” (regulation PF5 d 3). So, words like premium, or choice, or quality are just marketing or sales terms. They should not be interpreted as terms describing the quality of the food.

Now why wouldn’t a pet food label be allowed to tell a prospective customer the quality of their ingredients? Doesn’t a pet owner deserve to know what they are buying? This leads me to the next secret…

Secret#2…

If I can compare ‘people’ food to pet food for just a second, we all know there are different qualities of people food. There is White Castle (I’m guilty here, I love the little guys!) and there is Outback Steak House (another favorite). Both restaurants serve meat and potatoes. At White Castle for under $3.00 you can get a couple of hamburgers and an order of fries. While at Outback you can get a steak and baked potato for around $16.00. Both serve beef and potato – yet you already realize that there are huge nutritional differences between a fast food hamburger and a steak…right?

The problem in the pet food industry – is that most pet owners don’t think in the same terms when it comes to pet food. They don’t think in terms that there are fast food types of pet foods and there are sit down restaurant more nutritious types of pet foods. In fact, several years ago a young man tried this very experiment with his own diet – eating nothing but fast food for 30 days. In just one month of eating fast food three meals a day, he gained a great deal of weight, blood pressure and cholesterol levels sky-rocketed. Now, imagine your pet eating this type of food its’ entire lifetime.

OK, so back to our two meals…if a chemical analysis of your meal at White Castle was compared to a chemical analysis of your meal at Outback – both would analyze with a percentage of protein, carbohydrates, and fat. Regardless whether you consider a steak at Outback a higher quality of protein than the burger – it would still analyze as protein. The analysis doesn’t measure quality of protein.

So here is the secret…All pet foods come with a Guaranteed Analysis stating the percentage of protein, fat, fiber and moisture in the food. The REAL secret lies in the quality of the percentages of protein, fat, and so on.

In a chemical analysis of a pet food – chicken feet would analyze as protein, although granted it provides very little nutrition. And as well, a cow that was euthanized (put to sleep) because of a disease that made it unfit for human consumption – would analyze as protein although that could be considered dangerous for consumption. Both of those things – chicken feet and a euthanized cow – are allowable ingredients and commonly used in pet food. You see the secret within the pet food industry is manufacturers have a WIDE OPEN door to where they obtain their ingredients. The only strict rule they must follow is an adult dog food must analyze with 18% protein and an adult cat food must analyze with 26% protein. Sources to acquire those particular percentages range from a ‘human grade’ meat, to chicken feet, to euthanized animals, to grain proteins, to even man made chemical proteins and many variations in between.

Pet food labels do not have to tell – are not allowed to tell – the sources they use to obtain that required 18% or 26% protein. And to make matters worse…quality minded pet food manufacturers – the companies that use 100% human grade ingredients – are not allowed to tell customers or potential customers that their products are quality, human grade ingredients.

So how can you know if your pet’s food uses chicken feet or euthanized cows or if it contains human grade ingredients?

Secret #3…

If the words premium and choice mean basically nothing with regards to the quality of pet food, and if some pet foods use chicken feet and euthanized animals in their food – how can a pet owner know what they are getting in their pets’ food?

This big secret is found in ingredient definitions. Unlike ‘people’ food where you can pretty much look at the food to determine the quality, pet food is far different. All ‘people’ food must meet particular USDA (United States Department of Agriculture) and FDA (Food and Drug Administration) guidelines. The same is not true for pet food. Chicken feet and euthanized cows are NOT allowed in people food for obvious reasons – they have no nutritional value or they could be dangerous to consume. The same is NOT true for pet food. The only way to know if those chicken feet or euthanized cows are in your pet’s food is to know what ingredients they can be used in.

The common pet food ingredient ‘Meat and Bone Meal’ is basically a combination of many different discarded left-overs from the human food industry. Components of ‘meat and bone meal’ can be anything from cow heads, stomachs, and intestines, to (horrifying but true) euthanized animals including cows, horses and dogs and cats from veterinarian offices, animal shelters, and farms. And along with those euthanized animals the pet food also contains the drug pentabarbitol that was used to euthanize the animal. ‘Meat and bone meal’ can also contain left-over restaurant grease, and diseased (including cancerous) meat tissues cut away from slaughtered animals. In other words, this commonly used ingredient is a mix of highly inferior and potentially dangerous left-overs from the human food industry.

The pet food ingredient ‘Meat By-Product’ or ‘Meat By-Product Meal’ is pretty much the same thing as ‘meat and bone meal’. It is a highly inferior pet food ingredient containing literally who-knows-what.

Another similar ingredient to the above is ‘Animal Digest’.

As to the chicken feet I mentioned earlier – this item can be found in the ingredients ‘Chicken By-Product’ or ‘Poultry By-Product’ or ‘Chicken By-Product Meal’ or ‘Poultry By-Product Meal’. Any left-overs in the chicken or poultry division – including but not limited to chicken feet, skin including some feathers, chicken or poultry heads, and intestines are found in these ingredients. It does NOT matter as to the health of the bird – sick, healthy, dead, dying…all is included in these ingredients.

So here is what you need to do…BEFORE you purchase any pet food, flip the bag over and closely examine the list of ingredients. The above mentioned ingredients would be listed within the first five or ten ingredients. If you see ANY of those ingredients – it is my suggestion to NOT purchase that food. Remember – chicken feet and euthanized animals do analyze as protein. That is all that is required in pet food – just the correct analysis.

Another little trick some pet food manufacturers use in this category is using grains and chemical additives to grain products to boost the protein percentages. Which is exactly the cause of the pet food recall that began in March 2007 – chemical proteins. Two different chemical additives – that have NO nutritional value to pets, but that analyzed as protein – were added to a grain product (wheat gluten, corn gluten, or rice gluten) solely to provide a cheap protein. Thousands of pets died and countless others became ill because no one counted on the problem of the combination of these two chemicals would cause kidney and urinary blockage. Again, their secret is the product has to analyze as having a particular amount of protein – no one is required to provide a quality meat protein.

While you are looking at the ingredient listing – you should also take note of how many grains (corn, wheat, rice) and/or how many grain products (corn gluten, whole corn, ground corn, whole wheat, ground wheat, wheat gluten, rice, brown rice, brewers rice, soy, and on and on) are listed within the first five or so ingredients. If you find more than one grain listed in the first five ingredients – that is telling you this pet food is acquiring some of its protein from grains.

Why is protein obtained from grains important for you to know? Several reasons – first off science proves that cats and dogs alike require and thrive on a meat protein. If a pet food is obtaining protein from grain sources, the pet is not getting the meat that it needs to thrive. Second, if the grain products are a corn gluten, wheat gluten, or rice gluten you take the risk of chemicals such as melamime added to it used strictly to boost the protein analysis. By the way, melamime is one of the chemicals found to be the cause of the March 2007 pet food recall. And there is one more concern with grains – aflatoxin. Aflatoxin is a deadly mold that is common to corn, wheat, and soy and it’s responsible for several other pet food recalls you probably never heard about. In December 2005, Diamond Pet Food contained moldy grains that killed over 100 pets before the product was recalled – all due to aflatoxin.

It is my recommendation to avoid any pet food that contains corn, wheat, or soy in ANY variation. The risk is simply too high.

Secret #4…

I’ve got more suggestions for you to look for in the ingredient listings…chemical preservatives. A very well kept secret of the pet food industry is their common use of chemical preservatives. BHA/BHT are very popular chemical preservatives used in pet food and science has linked them to tumors and cancer. Another common preservative is ethoxyquin which has known risks to cancer. Ethoxyquin is ONLY allowed in human food in some spices because of the very tiny proportions. However it is allowed in much higher proportions in pet food.

If you scan the ingredient listings, you will be looking for BHA/BHT and ethoxyquin listed anywhere. Commonly BHA/BHT is used to preserve the fat in the food which usually is found higher on the list. And also look for any of these chemicals towards the end of the ingredient listing. Personally, I wouldn’t touch a pet food that contained these chemical preservatives. You want a pet food that is preserved naturally – common natural preservatives are ‘natural mixed tocopherols’ or ‘vitamin E’.

Secret #5…

The very best food to provide to your pet is a well made food using human grade ingredients. That should be simple enough…How do you find that? You already know that pet food manufacturers are NOT allowed to make any statement as to quality or grade of ingredients, the only way you can find out the grade or quality of your pets’ food is to call the manufacturer and ask them.

Now, let’s say you call the ABC pet food company and ask the question “Is your Premium dog food and Premium cat food made using human grade ingredients?” It could be that you get the response yes, we use human grade ingredients – when actually only a couple of ingredients are human grade. Here’s the trick to asking…ask them if they are APHIS European certified.

Pet food manufacturers that are APHIS European certified assures you that ALL ingredients in their pet food are human grade. APHIS – Animal Plant Health Inspection Services – is a division of the USDA. APHIS European certification provides this pet food manufacturer with the opportunity to ship their foods/treats to Europe. When importing pet foods from the US, European countries demand that all ingredients are human grade and thus require this certification. Most pet food manufacturers that have APHIS European certification do not ship their products to Europe – they simply use this as a means to assure their customers to the higher quality of their ingredients.

Again, you WON’T see this listed on the label – it’s not allowed. You must call the manufacturer and ask. Often times the representative of the pet food won’t even know what you are talking about when you ask about APHIS certification – if that’s the case, you can assume they are not APHIS European certified. APHIS European certification is a bonus to pet owners – it is not required or even suggested that any pet food manufacturer go through the extra steps to obtain this. This is a special effort some pet foods go through to tell their customers they REALLY CARE about the quality of their products. Personally, I would NOT buy a pet food that doesn’t have it.

And by the way, if you can’t reach the pet food manufacturer, or they do not return your call within a short time frame, lose their number! Any company that does not place a priority on answering customers questions – doesn’t deserve your business!

Secret #6…

Minerals are a required ingredient in human diets as well as diets for our pets. Copper, Iron and Zinc are common minerals found in pet foods. Just as they are – copper, iron, and zinc are basically rocks, very difficult for anyone or any pet to utilize. Science has developed several ways to introduce minerals into the body (human and pet) for better absorption thus benefiting the individual far more. This scientific development is called chelating or proteinating and it’s been around for years. Through the chelating or proteinating process minerals are absorbed about 60% better than just the minerals alone.

This secret is spotting the minerals in your pet food to see if they are chelated or proteinated. Notice the minerals on your pet food label, way down on the list of ingredients. You are looking for minerals that read ‘copper proteinate’ or ‘chelated copper’. If you see just the mineral listed, your pet is sort of like Charlie Brown at Halloween saying ‘I got a rock’. If you want your pet to have the best, chelated or proteinated minerals are part of the best foods!

Secret #7…

This secret is called ‘friendly bacteria’. Although ‘friendly bacteria’ sounds a little scary, the reason for it lies in your pets’ intestinal system. A large portion of your pets’ immune system is found within the intestinal system. Keeping the immune system healthy helps to keep the animal itself healthy. This friendly bacteria is similar to what’s found in yogurt, however in pet food it is introduced in a fashion so that the cooking process doesn’t destroy it. Looking at the fine print on your pet food label, this time you are looking for lengthy, scientific words like Lactobacillus Acidophilus or Bifidobacterium Thermophilum. If you do NOT see these words or some very similar, that pet food is not addressing the care of your pets’ immune system. And again, if you want your pet to have the best, you want ‘friendly bacteria’ in their food.

There are your seven very secrets to help you find the absolute healthiest and best pet food for your four-legged friend. Armed with those secrets – you now have the knowledge to find your pet the best food possible! A pet food that can extend their life and prevent early aging and disease. If you don’t want to bother doing the homework involved, I urge you to subscribe to my monthly magazine Petsumer Report(TM). Through Petsumer Report(TM) I’ve done all the homework for you – each month I review and rate over 40 different pet foods, treats, toys, and various other pet supplies. It’s the ONLY publication of its’ kind providing pet owners with the information they need to know regarding their pet product purchases.

I want to share just a couple more things…

It’s best to feed an adult dog or adult cat two meals a day. The nutrition they consume with two meals is better utilized than with just one meal a day. If you are currently feeding your pet one meal a day, split that same amount into two meals and feed in the AM and PM.

You should know that all canned or moist pet foods are anywhere between 70% to 85% moisture. This means that 70% to 85% of that can or pouch of food is useless nutrition – its water. Granted our pets need water, cats especially tend not to drink enough water. But since all canned or moist foods are mostly water, they do not provide adequate nutrition to be fed strictly a canned or moist diet. Use a canned or moist product to supplement your pet’s diet – not as the only food.

The best pet foods are preserved naturally (secret #4) – but there is a concern with naturally preserved pet foods…freshness. Take notice of the expiration date on your pets food label – typically with naturally preserved dry pet foods (not as much of a concern with soft foods because of canning – very little need of preservatives) the expiration date is one year to 18 months from the date it was manufactured. Let’s say the pet food you are considering to purchase on July 1, 2007 has a ‘Best if Used by’ date of January 1, 2008. This would tell you that this particular bag of pet food is already 6 months old. While it is still ‘good’ a fresher food – a bag that is only 2 or 3 months old – is better. Naturally preserved pet foods lose nutritional potency with time. Always try to find a very fresh bag.

If you are considering changing your pets food, ALWAYS consult with your Veterinarian first. You should always keep your veterinarian advised of any changes you make with your pet. Don’t take chances. And if you do switch pet food, make the change over very slowly. I always recommend to pet owners ¼ new food to ¾ old food for 4 to 7 days, ½ to ½ for another 4 to 7 days, and so on. Switching food quickly can cause intestinal disorder! Its short term, but we don’t want intestinal disorder!!!

One last thing, as you are already aware dogs and cats have a far better sense of smell than humans. Their food bowl can be a wealth of smells – both good and bad. Some times a pet will refuse to eat simply because he or she smells a previous food in their bowl. Plastic food and water bowls retain odors the worst. And surprisingly so does stainless steel bowls. The best type of food and water bowl is a ceramic one. They retain odors the least.

“Animals are such agreeable friends – they ask no questions, they pass no criticisms.” George Eliot.

I completely agree!

Susan Thixton has worked in the pet industry for over 20 years helping thousands of pet owners to enjoy their pets. She’s produced an internationally distributed dog training video, authored the tell all book Truth About Pet Food, and recently has begun publication of a one-of-a-kind pet owning consumer report Petsumer Report. For more information please visit http://www.TruthAboutPetFood.com
Susan Thixton
Pet Behavior and Nutrition Consultant
Truth About Pet Food
Petsumer Report™
http://www.TruthAboutPetFood.com

Advanced programmers know a secret. The secret that they know relates to how a PHP program is constructed.

Here is the secret:

“Complex programs are built up from simple programs. If you can learn how to create a simple program, you can learn how to build a complex program, no matter how complicated.”

A program can be constructed of only a few lines. They always start the same way. Start with the PHP start tag, followed by your programming code, and last by the PHP end tag.

Example 1:</p> <p>Line 1: <php line your program goes here></php>

The PHP program shown above has only 3 lines. Line 1 & 3 are the start and end tags, line 2 is your functional code. In this case however, line 2 is a comment and will not perform any specific action other than to remind you of something. Comments are not processed by the interpreter. Once a comment is encountered, it is basically ignored.

Example 2:</p> <p>Line 1: <php line this is one comment another the last></php>

The code in example 1 behaves exactly as the code in example 2. Even though example 2 has 2 more lines. If you noticed, the additional lines in example 2 are only comments. Once again they are ignored by the PHP interpreter (PHP Engine).

If there is one comment or multiple comments, the interpreter will act the same way. It will ignore any comments that it finds.

Example 3:</p> <p>Line 1: <php line below this is a real php programming command echo first program></php>

In example 3 you will see your first functioning PHP program. The ‘echo’ command was added to this program, located on line 3. An ‘echo’ statement is a built in PHP command that will output whatever follows it to the screen. Anytime you want to output something using PHP to the screen, web browser, or visual display. Use the simple ‘echo’ command.

As you can see, the words ‘My First Real Program’ follows the ‘echo’ command. It is very important to enclose the words that you want ‘echoed’ on the screen inside single or double quotes. This way the echo command knows from what character to start with, and

what character to end with, as it generates the output to the screen.

When the echo command is called, it takes the contents inside the quotes, and sends it out to the screen – minus the quotes. So the output would be:

My First Real Program

Example 4:</p> <p>Line 1: <php line the next is first echo command are second how to last in php></php>

The output to this program would be:

You are learning how to program in PHP.

When you start programming, there is no limit to how many comments and commands you can enter in your program. Go ahead, try it yourself. As you get better you won’t need so many comments to remind you of what you are doing in your program.

Complex programs are made up of simple programs. Learning how to mix simple commands together, along with PHP start and end tags makes a fully functioning PHP program. As you are learning, a good suggestion is to add as many comments as you need to help remember what you are doing. Comments are like taking notes that you can refer back to. As you get better at programming, you will naturally enter less comments. The PHP ‘echo’ command outputs characters to the screen. Enclose all characters after an ‘echo’ command with single or double quotes.

Congratulations, you just wrote your first PHP program.

Paul Markovich is a Lead Technical Trainer.

He has been designing and building custom web sites for entrepreneurs since 1997. He’ll help you get the answers to your burning open source programming questions!

Looking For More PHP Programming Tips?

Discover Proven Programming Strategies.

Learn to Program faster, while saving time, energy, and money!

http://centeroftech.com

Car insurance rates are prohibitive nowadays. Many families really struggle to pay the car insurance bill each month. And car insurance rates vary all the time. So if car insurance cost is an issue for you, what can you do about it?

The car insurance industry is a massive industry. It is also a highly competitive one, and car insurance rates vary over time as car insurance companies compete for business. Car insurance rates are often highly fluid.

It is entirely possible to lower the cost of your auto insurance rates by altering your behaviour, and you can do this by having a better understanding of how the rates are assessed.

Car insurance rates are based on an assessment of risk. Whilst insurance companies vary their rates to compete with other insurance companies, they also vary their rates based on their assessment of the risk posed by a particular driver driving a particular car. They do this because there is no point in buying business with low car insurance rates and then insuring high risk drivers at these rates. This is a recipe for losing money.

So, if you lower your risk, you lower your car insurance. How do you

lower your risk? Well there’s a number of ways that your own driving and car behaviour can affect your car insurance rates.

Have a look at the car you drive. Is it suitable for your current needs? If not then would it be worthwhile to consider a change?

Different cars attract different auto insurance rates. Sports cars, high powered cars and cars at greater risk of theft attract higher rates. How long have you had your car and would it be wise to think about another one that would be cheaper to insure and more useful to you?

Are you a safe driver? Do you stick to the speed limit? Are you at risk of other driving offences? Many people do not think about some of the consequences of speeding tickets and driving offences until after they have seen their subsequent car insurance bill.

Your risk profile is a direct result of your driving record. A clean driving record and you will be rewarded by cheaper rates. A poor driving record and you will be penalised, usually for quite a while.

Are you willing to attend driver training courses? Many car insurance companies offer specific discounts for drivers who have attended a course. Why? Lower risk.

Are you willing to drive less? Could you car pool or use public transport to get to work? Car insurance companies look at the amount of driving their clients do when assessing their car insurance rates. Why? Lower risk. Less miles driven equals less risk. And you’ll save on other car costs too.

So if auto insurance costs are an issue for you and your family there are things you can do. These are just a few of those things, there are many more. Car insurance rates are not set in stone.

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